How Affirm’s TRAIN Now, Pay Later Works

Benefits of using Affirm as a payment option:

No Hidden Fees: Affirm is transparent about its fees, so you won’t encounter unexpected charges or high-interest rates.
Soft Credit Check: Preliminary inquiry into an individual’s credit report that does not impact your credit.
0% APR for 6 Months: Most people are approved for 6 months no interest with longer payment options available. “Credit Dependent”
Quick Loan Decisioning: You can receive instant decision for Affirm financing, allowing you to enroll in your dog training program without delay.
Flexible Payment Plans: Choose from a range of payment plans offered by Affirm, making it easier for them to fit the cost of your dog training services into their budget.
Convenient Online Management: Affirm offers an easy-to-use online platform where you can manage their payments and account, making the payment process hassle-free.

Step 1: Choose Your Service

Select the dog obedience training program you need. https://offleashgeorgia.com/packages/

Step 2: Select Affirm at Checkout

Choose Affirm as your payment method during the checkout process.

Step 3: Apply for Affirm

Complete a simple, quick application form with Affirm. Get an instant decision without impacting your credit.

Step 4: Choose Your Payment Plan

Select a payment plan that fits your budget. Options range from short-term to longer-term payments.

Step 5: Enjoy Immediate Service Access

Begin your dog’s training immediately while making payments over time.

Step 6: Make Scheduled Payments

Pay for your service over time, according to the chosen payment schedule.

Note:

No hidden fees. Transparent and straightforward terms from Affirm.

Need Help?

“No, your credit won’t be affected when you create an Affirm account or check your eligibility (including checking your pre-qualification eligibility). When you apply for or check to see if you prequalify for Affirm financing, it’s considered a soft inquiry, which does not affect your credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus. You can find more information on Affirm’s Help Center.”

The Affirm lending partner disclosure must be displayed on the same URL linked above where Affirm financing is advertised.

The following are 2 options you can choose from to remediate this compliance requirement. The disclosure can be placed preferably near the mention of Affirm financing or within the footer of the webpage.

1) Add a hyperlink to https://www.affirm.com/disclosures, which displays our full payment terms and disclosure requirements. This link can be added near the mention of Affirm or within the Footer of the webpage.

2) Display the full Affirm lending partner disclosure on the same webpage:

“Rates from 0-36% APR. For example, a $400 purchase might cost $36.10/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. Affirm availability and eligibility may vary. Restrictions apply. See affirm.com/terms#use CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses. Affirm, Inc., NMLS 1883087. Affirm Loan Services, LLC, NMLS 1479506.”

Please refer to this Marketing Compliance Guide:

For future marketing assets that don’t follow existing marketing messaging and templates verbatim from the Business Resource Hub you must email the custom marketing asset(s) for review and approval. See instructions here.